As December approaches, traffic in Mexico can increase by up to 50%, heightening the risk of car accidents during this busy travel season. If you plan to drive, here are some essential dos and don’ts to keep in mind, courtesy of Guardian Insurance MX.
What Not to Do
- Admit Fault: Never accept liability for the accident.
- Offer or Accept Compensation: Leave this to your insurance adjuster.
- Contact Service Providers Directly: Avoid calling towing companies, dealerships, or repair shops on your own.
- Sign Documents Without Guidance: Only sign forms if your insurance company or adjuster instructs you to.
- Move the Vehicle Without Permission: Don’t move your car unless authorities say it’s necessary.
Exception:
If the accident blocks a major road or causes significant traffic, move the vehicle to a safe nearby spot (e.g., a parking lot). Document the scene with photos first and explain the situation to authorities when they arrive. Note: If serious injuries are involved, stay at the scene until help arrives.
What to Do
- Stay Calm: Keeping a level head helps you handle the situation effectively.
- Document the Scene: Take photos and videos of the damage and accident location.
- Report the Accident Immediately: Call your insurance company and request an English-speaking adjuster if needed.
- Notify Your Broker: After contacting your insurer, reach out to your broker for additional support.
- Always Carry These Documents
- Driver’s License
- Vehicle Registration (Tarjeta de circulación)
- Official ID
- Auto Insurance Policy
Having these on hand can speed up the resolution process significantly.
Final Tips
These recommendations are general guidelines based on expert experiences. Consult your insurance agent directly for personalized advice or to clarify specific concerns.
